Stacy's Travel Points

travel | planning | rewards

How I “Saved” Over $2,527 on Our LA Family Trip Using Points and Miles (Step by Step)
ByStacy Stearns January 29, 2026January 29, 2026

We needed to be in Los Angeles for our son’s esports opening weekend. Flights and hotels would have cost over $2,800 out of pocket. Instead, using points and miles, we paid just $274 total.
This post breaks down exactly how we did it step by step, including the hotel booking, Delta flight strategy, real-world cents-per-point math, and why the true value of points isn’t luxury travel, but flexibility when family moments matter most.
If you’ve ever wondered whether points and miles are actually worth it for real life travel, this trip is proof.

Read More How I “Saved” Over $2,527 on Our LA Family Trip Using Points and Miles (Step by Step)
Wells Fargo Credit Card Ecosystem

Is the Wells Fargo Autograph Card Worth It? Full Review
ByStacy Stearns January 28, 2026April 26, 2026

The Wells Fargo Autograph card isn’t exciting.
And that’s kind of the point.
No annual fee. Solid earning categories. Transferable points.
If you’re ending up in the Wells Fargo ecosystem because of the Bilt transition, this card is worth a closer look.
I broke it all down here, including the pros, cons, and transfer partners.
No affiliate links. Just education.

Read More Is the Wells Fargo Autograph Card Worth It? Full Review
Hyatt | Hotels on Points and Miles

World of Hyatt Credit Card: Up to 5 Free Nights (Plus a Hidden 6th!)
ByStacy Stearns January 17, 2026January 18, 2026

The World of Hyatt Credit Card just dropped one of its best welcome offers: earn up to 5 free nights (plus a hidden 6th!) at Category 1-4 properties by hitting spending milestones. With the right strategy, you could unlock stays at luxury hotels like the Grand Hyatt Bali, Park Hyatt Siem Reap, or Hyatt Centric Waikiki Beach—properties that normally cost $400+ per night. But there’s a catch: the certificate expiration rules are strict, and you need to be strategic about Chase’s 5/24 rule. Here’s everything you need to know about whether this $95 annual fee card is worth adding to your wallet before the offer expires February 26, 2026.

Read More World of Hyatt Credit Card: Up to 5 Free Nights (Plus a Hidden 6th!)
Points & Miles 101 | Points & Miiles 101 | start here

A Simple $2 Moment That Changed How I Approach Points and Miles
ByStacy Stearns January 17, 2026April 26, 2026

I recently cleaned out my car door and found a handful of loose coins. Nothing exciting. Just over two dollars. But it stopped me for a second because I realized something simple and important: those coins only added up because I didn’t leave them behind.
That’s exactly how points and miles work.
Every purchase you make has the potential to earn something extra, whether it’s points, miles, or cash back. One transaction won’t change your travel life. But stacking the right shopping portal, the right credit card, and the right multiplier over time absolutely will. This post breaks down why small rewards matter, how stacking works, and how to stop leaving points on the table.

Read More A Simple $2 Moment That Changed How I Approach Points and Miles
BILT Credit Card Ecosystem | Credit Card Ecosystems

BILT Credit Cards Compared: Which One is Right for You?
ByStacy Stearns January 15, 2026January 15, 2026

BILT just changed EVERYTHING with their 2.0 launch, and honestly? It’s not for everyone.
I broke down all 3 cards (Blue, Obsidian, Palladium) and ran the real numbers on what you’d actually need to spend to make them worth it. Spoiler: that 75% spending rule is a dealbreaker for most churners.
If you’re debating whether to jump on Bilt or stick with your sign-up bonus strategy, this breakdown will save you from making an expensive mistake.

Read More BILT Credit Cards Compared: Which One is Right for You?
BILT Credit Card Ecosystem | Credit Card Ecosystems

Bilt Transition Guide: What You Need to Do Before January 30, 2026
ByStacy Stearns January 15, 2026January 15, 2026

BILT CARDHOLDERS: You have until January 30 to make a decision or Wells Fargo will make it for you.
If you do nothing, you’re getting converted to a Wells Fargo Autograph on Feb 7 whether you want it or not.
I put together a quick guide on exactly what to do if you want:
✅ Both cards
✅ Only the new Bilt
✅ Only Wells Fargo Autograph
✅ NEITHER card
Don’t miss these deadlines!

Read More Bilt Transition Guide: What You Need to Do Before January 30, 2026
Points & Miiles 101 | start here

Transferable Points: Your Key to Better Travel Rewards
ByStacy Stearns January 14, 2026June 8, 2026

Transferable points or currencies are the best way to use your points. It gives you more flexibility and more value. You choose where your points go. Transferable currencies have the biggest value, especially when booking premium cabins.

Read More Transferable Points: Your Key to Better Travel Rewards
Hotels on Points and Miles

Why Hyatt Is So Loved in the Points and Miles World
ByStacy Stearns January 11, 2026January 11, 2026

Hyatt consistently delivers the best value in the points and miles world. From a simple award chart and no resort fees on award stays to elite perks that actually matter, Hyatt points often stretch twice as far as other hotel programs. This guide explains why Hyatt is so loved, where it falls short, and how everyday travelers can use Hyatt points for better stays without unnecessary complexity.

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hacking | start here

If Your New Year’s Resolution Is to Travel More but Your Bank Account Says “Be Serious,” Read This
ByStacy Stearns January 10, 2026January 10, 2026

Travel points and miles can change your life, but I want you tread into this world with an understanding that it is a credit card game and it IS NOT free.

Read More If Your New Year’s Resolution Is to Travel More but Your Bank Account Says “Be Serious,” Read This
Points & Miles 101 | hacking

How I Booked Wild Dunes Resort with Hyatt Points (3.6 CPP)
ByStacy Stearns January 5, 2026April 19, 2026

Booking trips has become my new normal. It seems the longer you are in this hobby, the easier it gets to book points and miles getaways or even longer vacations. It gives me such piece of mind knowing that I can ENJOY life and stress little about booking flights and hotels because I am able to book them at a fraction of the cost. Here is trip #5 booked for 2026. This hotel cost me $0 out of pocket.

Read More How I Booked Wild Dunes Resort with Hyatt Points (3.6 CPP)