Are My Credit Card Annual Fees Worth It? My 2026 Audit
Are my credit card annual fees worth it? I audit 17 cards, $3,008 in annual fees, and the real value of the benefits I use in 2026.
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Current Transfer Bonuses: Where to Get More Value From Your Points (Updated Monthly) 2026
Transfer bonuses are one of the most overlooked tools in points travel — and one of the easiest ways to stretch the miles you already have. When a bank runs a transfer bonus, they’re giving you extra miles just for moving your points to a travel partner. Instead of the usual 1:1 rate, you might get 20%, 30%, or even 70% more — before you book a single thing.
But here’s what most people miss: a transfer bonus only has value if you know exactly what you’re redeeming for. In this guide, I break down how transfer bonuses work, how to evaluate whether one is actually worth acting on, and the sweet spots worth targeting with each current offer. Whether you’re chasing a business class seat or a free hotel night, this is the strategy behind making your points go further.
Updated regularly. Always free to read. -
Oceana Santa Monica Review: How I Booked a $3,462 Suite for $0 with Hilton Free Night Certificates
A stylish stay at the oceanfront Oceana Santa Monica. Explore this elegant suite, beach-inspired design, Bamford amenities, and why this boutique luxury hotel is one of Santa Monica’s best hidden gems near the Pacific.
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Is the Wells Fargo Autograph Card Worth It? Full Review
The Wells Fargo Autograph card isn’t exciting.
And that’s kind of the point.
No annual fee. Solid earning categories. Transferable points.
If you’re ending up in the Wells Fargo ecosystem because of the Bilt transition, this card is worth a closer look.
I broke it all down here, including the pros, cons, and transfer partners.
No affiliate links. Just education. -
If Your New Year’s Resolution Is to Travel More but Your Bank Account Says “Be Serious,” Read This
Travel points and miles can change your life, but I want you tread into this world with an understanding that it is a credit card game and it IS NOT free.
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How I Booked Wild Dunes Resort with Hyatt Points (3.6 CPP)
Booking trips has become my new normal. It seems the longer you are in this hobby, the easier it gets to book points and miles getaways or even longer vacations. It gives me such piece of mind knowing that I can ENJOY life and stress little about booking flights and hotels because I am able to book them at a fraction of the cost. Here is trip #5 booked for 2026. This hotel cost me $0 out of pocket.
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What I Wish I Knew When I Started in Points and Miles
These are all the things I wish I knew when I first got into the points and miles world. I hope this can help you navigate this world of points and miles.
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Are Points and Miles Still Worth it in 2026?
Are points and miles still worth it in 2026?
After 4 years, 20+ trips, and a lot of trial and error… I finally wrote my honest thoughts.No one tells you this about points and miles…
It’s not free. It’s not instant.
But it can be worth it.
Full breakdown on the blog.If you’re just getting into points & miles and feel overwhelmed — I’ve been there.
I wrote about what I wish I knew when I started. -
Rove Explained: A Complete Guide to How Rove Miles Works (Updated 2026)
Learn how Rove Miles works — earn on hotels, flights, and 13,000+ merchants, stack rewards, and transfer to 18 partner programs. Free to join.
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Wells Fargo Credit Card Application Rules: What You Need to Know (2025)
Wells Fargo’s credit card rules include a six-month wait between applications and a bonus eligibility of once every 48 months. They have no stated card limit but monitor credit exposure. A recommended FICO score of 670 or higher increases approval chances. Understanding these guidelines can enhance travel rewards opportunities.
