Current Transfer Bonuses: Where to Get More Value From Your Points (Updated Monthly)
How to get more miles from the points you already have — and what to do with them.
Understanding transferable points is the foundation for getting outsized value from transfer bonuses, award flights, and hotel redemptions. Read it here.
Know what a transferable currency is but not necessary a transfer bonus? Start here.
What Is a Transfer Bonus?
A transfer bonus is when a bank temporarily gives you extra miles or points for moving your rewards to a travel partner. Instead of the standard 1:1 transfer rate, you get a percentage added on top — so your points go further before you even book anything.
Example: If Chase offers a 20% transfer bonus to Air Canada Aeroplan, then 50,000 Chase Ultimate Rewards points becomes 60,000 Aeroplan miles — at no extra cost.
| Why this matters That extra 10,000 miles could be the difference between economy and business class, or covering an extra night at a hotel. Transfer bonuses are one of the highest-leverage moves in points travel when used correctly. |
How Point Transfers Work
Most major credit card programs — Chase Ultimate Rewards, American Express Membership Rewards, Capital One Miles, Citi ThankYou Points — allow you to move points to airline and hotel loyalty programs. These are called transfer partners.
The standard transfer ratio is 1:1, meaning 1,000 credit card points becomes 1,000 miles or hotel points. Transfer bonuses temporarily change this ratio in your favor.
The basic mechanics:
• You initiate the transfer through your credit card’s rewards portal
• The bonus is applied automatically during the promotional period
• Miles land in your airline or hotel account, typically within minutes to a few days
• Once transferred, points cannot be moved back — so plan ahead
| ⚠️ Before you transfer, always:Confirm the award availability first. Then verify the total points needed. Compare the redemption to other options. Only transfer the exact amount you need. |
Current Transfer Bonuses
Update this section each time new bonuses are announced. Replace the cards below with the current offers — the structure stays the same.
Bonus #1
| Points Program Chase Ultimate Rewards | Transfer Partner Marriott Bonvoy |
| Bonus +55% Bonus | Expires June 30, 2026 |
| ⭐ Sweet Spot: Top-Tier Marriott Properties (Category 7–8) A 55% bonus is unusually high for a hotel transfer. If you’re targeting a Marriott category 7 or 8 property — think St. Regis, Ritz-Carlton, or Edition hotels — this meaningfully reduces the points you need. Confirm the property is available before transferring. However, Airline miles > Hotel points. Transfer knowing that your value will be less. | |
Bonus #2
| Points Program Chase Ultimate Rewards | Transfer Partner Southwest Rapid Rewards |
| Bonus +30% Bonus | Expires June 5, 2026 |
| ⭐ Sweet Spot: High-Cash-Price Domestic Routes Southwest prices awards dynamically based on the cash fare — so a 30% bonus means fewer points on routes where prices spike. Think holiday weekends, peak travel dates, and last-minute bookings. No blackout dates, no seat classes. Points are points. | |
Bonus #3
| Points Program American Express Membership Rewards | Transfer Partner Air France / KLM Flying Blue |
| Bonus +25% Bonus | Expires June 30, 2026 |
| ⭐ Sweet Spot: Flying Blue Promo Awards to Europe Flying Blue runs monthly Promo Awards with 25–50% discounted redemptions on select routes. Stack this transfer bonus on top of an active promo award and you’re extracting serious value. Check flyingblue.com for current promo routes before transferring — this combination is one of the strongest plays available right now. | |
Bonus #4
| Points Program American Express Membership Rewards | Transfer Partner Marriott Bonvoy |
| Bonus +20% Bonus | Expires June 30, 2026 |
| ⭐ Sweet Spot: Top-Off for a Bonvoy Award Stay Same principle as the Chase Marriott bonus — best used as a top-off if you’re short on points for a specific Bonvoy property you already have in mind. With both Chase and Amex running Marriott bonuses simultaneously, you have two flexible currencies to draw from. Confirm the award is available before moving anything. | |
Bonus #5
| Points Program Citi ThankYou Points | Transfer Partner Qatar Airways Privilege Club |
| Bonus +30% Bonus | Expires June 30, 2026 |
| ⭐ Sweet Spot: Qatar Qsuites Business Class Qatar’s Qsuites are widely considered the best business class product in the sky. Privilege Club prices Qatar-operated flights at reasonable rates, and a 30% bonus on your Citi points means you need fewer points to get there. Availability can be limited so search before you transfer — but when it’s open, this is a high-value redemption. | |
Bonus #6
| Points Program Citi ThankYou Points | Transfer Partner Preferred Hotels & Resorts (I Prefer) |
| Bonus +30% Bonus | ⚠️ Expires Soon June 13, 2026 |
| ⭐ Sweet Spot: Boutique & Castle Hotels in Europe Preferred Hotels is one of the best-kept secrets in hotel rewards. The I Prefer program covers independent luxury properties — think castles in Scotland and Ireland, historic estates in Italy, and boutique city hotels you won’t find on a Marriott map. The improved 1:2 transfer ratio (up from 1:4) combined with a 30% bonus makes this a solid top-off option for a special-occasion stay. | |
Bonus #7
| Points Program Citi ThankYou Points | Transfer Partner Wyndham Rewards |
| Bonus +25% Bonus | ⚠️ Expires Soon June 13, 2026 |
| ⭐ Sweet Spot: Top-Off for a Wyndham Award Night Best used as a top-off play if you’re short on points for a specific Wyndham property. Wyndham Grand and Trademark Collection hotels offer the strongest value within the program. Transfer only what you need to close the gap on a redemption you’ve already confirmed. | |
Bonus #8
| Points Program Rove | Transfer Partner Turkish Airlines Miles & Smiles |
| Bonus +50% Bonus | Expires June 30, 2026 |
| ⭐ Sweet Spot: Istanbul in Business Class for ~43K Rove Miles Turkish Miles & Smiles is one of the most underrated programs for Star Alliance redemptions. Istanbul (IST) in business class on Turkish metal typically runs 65,000 Miles & Smiles — but with a 50% Rove transfer bonus, you only need to transfer around 43,333 Rove miles to get there. Economy to Istanbul runs 40,000 Miles & Smiles, meaning roughly 26,667 Rove miles after the bonus. Rove is a newer program worth knowing if you’ve been earning their miles — this is one of the best uses of them. | |
Bonus #9
| Points Program Rove | Transfer Partner Air Canada Aeroplan |
| Bonus +25% Bonus | Expires June 6, 2026 |
| ⭐ Sweet Spot: Star Alliance Business Class — No Fuel Surcharges Aeroplan is one of the best programs for booking Star Alliance partners — including Lufthansa, Swiss, ANA, and Singapore Airlines — without fuel surcharges. Rove is a newer program worth knowing: if you’ve been earning Rove miles, this bonus stretches them meaningfully toward a premium cabin booking. Rove has been my favorite shopping portal lately. | |
Bonus #10
| Points Program Citi ThankYou Points | Transfer Partner Preferred Hotels & Resorts (I Prefer) |
| Bonus+30% Bonus | ExpiresJune 13, 2026 |
| ⭐ Sweet Spot: Boutique & Castle Hotels in Europe Preferred Hotels is one of the best-kept secrets in hotel rewards. Unlike the big chains, their I Prefer program covers independent luxury properties — think castles in Scotland and Ireland, historic estates in Italy, and boutique city hotels you won’t find on a Marriott map. The new 1:2 transfer ratio (improved from 1:4) makes this a legitimate top-off option when you’re close to a redemption threshold on a special-occasion stay. | |
How to Evaluate a Transfer Bonus
Not every transfer bonus is worth acting on. Here’s how to think about it before you move any points.
Step 1 — Do you have a specific redemption in mind?
A transfer bonus only has value if you already know what you’re booking. Never transfer points speculatively just because a bonus exists. Miles sitting in an airline account often offer fewer options than your flexible credit card points.
Step 2 — Is the award available?
Before transferring a single point, confirm the flight or hotel is actually bookable at that price. Award availability can change fast, and once you transfer, there’s no going back.
Step 3 — Does the math actually work?
Calculate your cents-per-point value with the bonus applied. A 20% bonus on a mediocre redemption is still a mediocre redemption. You want to target 1.5–2+ cents per point for flights, or strong hotel value that beats paying cash.
Step 4 — Transfer only what you need
Don’t over-transfer. Move exactly the number of points required for the booking, plus a small buffer if the program allows it. Leftover airline miles are harder to use flexibly than credit card points.
Quick Reference: Major Transfer Programs
These are the main flexible points programs and their transfer partners. Bonuses rotate — bookmark this guide and check back regularly.
| Program | Airline Partners (examples) | Hotel Partners (examples) |
| Chase Ultimate Rewards | Aeroplan, United, British Airways, Singapore, Southwest | Hyatt, IHG, Marriott |
| Amex Membership Rewards | Delta, ANA, Air France/KLM, Avianca, British Airways | Hilton, Marriott |
| Capital One Miles | Air Canada, Turkish, TAP, Flying Blue, JAL, Wyndham | Wyndham, Choice Hotels |
| Citi ThankYou Points | Flying Blue, Turkish, Avianca, Singapore, Cathay Pacific | Leaders Club, Wyndham |
Glossary
Transfer Bonus — A temporary promotion where a bank gives you extra points or miles when you move rewards to a travel partner.
Transfer Partner — An airline or hotel loyalty program that accepts your credit card points as a transfer.
Transfer Ratio — The rate at which your points convert. Standard is 1:1 (1,000 points = 1,000 miles). Bonuses improve this.
Award Availability — The specific flights or hotel nights that can be booked using miles or points rather than cash.
Fuel Surcharges — Extra fees some airlines add to award bookings. Booking through certain partners (like Aeroplan) can eliminate these.
Sweet Spot — A particularly high-value use of miles or points — usually a premium cabin route where the cash price far exceeds the point cost.
Cents Per Point (CPP) — How much value you’re extracting per point. Divide the cash price of a redemption by the points required, then multiply by 100.
Follow @stacystravelpoints for regular transfer bonus updates, sweet spot breakdowns, and points strategy tips.
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