What I Wish I Knew When I Started in the Points and Miles World
These are all the things I wish I knew when I first got into the points and miles world. I hope this can help you navigate this world of points and miles.
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Is Pursuing Points and Miles Still Worth It in 2026?
Are points and miles still worth it in 2026?
After 4 years, 20+ trips, and a lot of trial and error… I finally wrote my honest thoughts.No one tells you this about points and miles…
It’s not free. It’s not instant.
But it can be worth it.
Full breakdown on the blog.If you’re just getting into points & miles and feel overwhelmed — I’ve been there.
I wrote about what I wish I knew when I started. -
How $11,000 in EVERYDAY Spending Unlocked $36,000 in Travel
I turned $11,000 in everyday spending into $36,000 worth of travel using credit card points and miles — without overspending or changing my lifestyle. In this post, I break down exactly how it worked, which credit card rewards I used, how long it took, and why points and miles aren’t about “free travel,” but about unlocking trips you’d never take otherwise. If you’ve ever wondered whether travel rewards are actually worth it, this real-life breakdown shows how strategic point earning can completely change how (and where) you travel.
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How to Maximize Chase’s The Edit Hotel Collection Benefit
Learn how to maximize Chase’s The Edit Hotel Collection benefit with our updated guide featuring 111 U.S. and 69 international hotels under $500 per night. Save money, stretch your points, and book smarter with your Sapphire Reserve card.
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What Is an Effective Annual Fee? A Smarter Way to Evaluate Credit Cards Annual Fees
When evaluating premium credit cards, the headline annual fee can be intimidating. But what if that number isn’t the real cost at all? The value you get from a card depends on the benefits you actually use. That’s why understanding your effective annual fee, the real cost after subtracting the value of credits and perks you’ll actually use, matters more than the raw sticker price.
In this post, we’ll break down how that math works and use two premium cards: the Chase Sapphire Reserve and the American Express Platinum, to show how effective annual fees can vary widely depending on your lifestyle. -
Uncategorized | Citi Travel Credit Card Ecosystem | hacking | planning | Points & Miiles 101 | rewards
The Citi Strata Elite Triple Dip Is What Sold Me on the Card
The Citi Strata Elite seemed like a good choice for my next card pick up and a great option for a potential keeper card down the road.
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Rove Explained: A Complete Guide to How Rove Miles Works (Updated 2026)
Learn how Rove Miles works — earn on hotels, flights, and 13,000+ merchants, stack rewards, and transfer to 18 partner programs. Free to join.
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Wells Fargo Credit Card Ecosystem | hacking | planning | Points & Miiles 101 | Points & Miles 101 | start here
Wells Fargo Credit Card Application Rules: What You Need to Know (2025)
Wells Fargo’s credit card rules include a six-month wait between applications and a bonus eligibility of once every 48 months. They have no stated card limit but monitor credit exposure. A recommended FICO score of 670 or higher increases approval chances. Understanding these guidelines can enhance travel rewards opportunities.
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Citi Credit Card Application Rules: What You Need to Know (2025)
Citi’s credit card application rules for 2025 include key guidelines like the 1 in 8 Rule for personal cards and the 2/65 Rule for approvals. Applicants must also be mindful of the 24- and 48-Month Rules regarding welcome bonuses, along with eligibility linked to distinct card families. Patience and strategic timing are crucial for maximizing rewards.
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Ultimate Guide to Capital One Credit Card Application Rules (2025 Guide)
Master Capital One strategies to ensure a smooth application process. Save time in your credit card with these rules.
