hotel credit cards

The World of Hyatt Credit Card just dropped one of its best welcome offers: earn up to 5 free nights (plus a hidden 6th!) at Category 1-4 properties by hitting spending milestones. With the right strategy, you could unlock stays at luxury hotels like the Grand Hyatt Bali, Park Hyatt Siem Reap, or Hyatt Centric Waikiki Beach—properties that normally cost $400+ per night. But there’s a catch: the certificate expiration rules are strict, and you need to be strategic about Chase’s 5/24 rule. Here’s everything you need to know about whether this $95 annual fee card is worth adding to your wallet before the offer expires February 26, 2026.