I’m $875 Ahead on My Chase Sapphire Reserve This Year — And I’m Still Downgrading It
My Chase Sapphire Reserve fee jumped to $795 this year. Last year, at the old $550 fee, I came out $875 ahead in credits — Edit Collection, Hotel Collection, travel credit, the works. The math says keep it. I’m downgrading anyway. Here’s the full breakdown of every credit I used, and why the real reason has nothing to do with the numbers.