travel rewards explained

Wells Fargo Credit Card Ecosystem | hacking | planning | Points & Miiles 101 | Points & Miles 101 | start here

Wells Fargo Credit Card Application Rules: What You Need to Know (2025)
ByStacy Stearns December 4, 2025May 19, 2026

Wells Fargo’s credit card rules include a six-month wait between applications and a bonus eligibility of once every 48 months. They have no stated card limit but monitor credit exposure. A recommended FICO score of 670 or higher increases approval chances. Understanding these guidelines can enhance travel rewards opportunities.

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Citi Travel Credit Card Ecosystem | hacking | planning | Points & Miles 101 | start here

Citi Credit Card Application Rules: What You Need to Know (2025)
ByStacy Stearns December 4, 2025May 19, 2026

Citi’s credit card application rules for 2025 include key guidelines like the 1 in 8 Rule for personal cards and the 2/65 Rule for approvals. Applicants must also be mindful of the 24- and 48-Month Rules regarding welcome bonuses, along with eligibility linked to distinct card families. Patience and strategic timing are crucial for maximizing rewards.

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Capital One Credit Card Ecosystem | planning | Points & Miles 101 | rewards | start here

Ultimate Guide to Capital One Credit Card Application Rules (2025 Guide)
ByStacy Stearns November 23, 2025December 4, 2025

Master Capital One strategies to ensure a smooth application process. Save time in your credit card with these rules.

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American Express Credit Card Ecosystem | Points & Miles 101 | start here

American Express Credit Card Application Rules: What You Need to Know (2025)
ByStacy Stearns November 23, 2025May 19, 2026

Learn everything you need to know about travel rewards and how to use them effectively for your next trip.

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Chase Credit Card Ecosystem | Points & Miiles 101 | Points & Miles 101 | start here

Ultimate Guide to Chase Travel Credit Card Approval Rules (2025 Edition)
ByStacy Stearns November 23, 2025December 3, 2025

What to know about the Chase Travel Credit Card ecosystem and their application rules. Where to start.

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Points & Miles 101 | Points & Miiles 101 | start here

Credit Card Rules in the Points and Miles World
ByStacy Stearns November 23, 2025December 3, 2025

Explore essential budget travel tips that help you save money while enjoying your trips. Travel smart and affordably!

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hacking | Points & Miles 101

How Much Are Your Credit Card Points Really Worth?
ByStacy Stearns November 23, 2025May 19, 2026

What are your credit card points and miles worth? A deeper dive into how to get the best value for your points.

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New to Points and Miles? Start Here
ByStacy Stearns November 23, 2025May 19, 2026

Learn how to effectively maximize your points and miles for affordable travel. This guide covers essential tips for beginners.

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About Me

How I Fell Into the World of Points and Miles
ByStacy Stearns November 20, 2025May 19, 2026

Stacy’s Travel Points shares the author’s journey into earning and utilizing travel rewards, starting in 2021. After extensive research and learning from others, Stacy has saved over $144,000 in four years. The content aims to create a supportive community for learning about maximizing points and miles for affordable travel.

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